> ## Documentation Index
> Fetch the complete documentation index at: https://developer.novacpayment.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Learn how to initiate and manage card collections with Novac.

## Overview

Collections allow you to accept payments directly via cards, verify transactions, and securely handle encryption, authentication, and 3DS challenges. This section provides endpoints to initiate charges, manage authentication, verify and void transactions, and handle tokenized flows.

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## Quick Actions

<CardGroup cols={2}>
  <Card title="Direct Card Charge" icon="credit-card" href="/api-reference/collections/direct-card-charge">
    Initiate a direct charge on a customer’s card.
  </Card>

  <Card title="Tokenized Card Charge" icon="key" href="/api-reference/collections/tokenized-card-charge">
    Charge a previously tokenized card securely.
  </Card>

  <Card title="Encrypt Data" icon="shield-halved" href="/api-reference/collections/encrypt-data">
    Encrypt sensitive card or payment data.
  </Card>

  <Card title="Decrypt Data" icon="shield-halved" href="/api-reference/collections/decrypt-data">
    Decrypt encrypted payment data securely.
  </Card>

  <Card title="Direct Card Charge Auth" icon="shield-check" href="/api-reference/collections/direct-card-charge-auth">
    Authenticate a direct card charge request.
  </Card>
</CardGroup>