Testing

Use Novac test credentials to simulate payment flows before going live.

Overview

Novac provides test credentials that allow you to simulate different payment scenarios while integrating with the gateway.
These credentials help you test successful payments, failed transactions, and OTP validation before switching to the live environment.

Test Cards

Use this card to simulate successful or failed transactions . Make sure you set a valid future date for the expiryMonth and expiryYear.

Successful Test Card

Card Number: 5555555555554444
Expiry: 12/30
CVC: 123

Card Pin: 1234

Failed Test Card

Card Number: 1234567898765432
Expiry: 12/30
CVC: 455

Card Pin: 567

The successful test card simulates a typical debit/credit card that will result in a “successful” payment response, while the failed test card forces a transaction failure (e.g., insufficient funds, declined transaction). Expected Gateway Response: Payment declined or failure.

OTP Validation

Use this OTP to simulate additional verification (3-D Secure or other form of 2FA).

{
  "otp": "Any 6 digits (e.g., 123456)"
}

When to Use: After initiating a payment with a card and additional verification is requested. Expected Gateway Response: OTP verified or OTP error if incorrect.